How they stack up
The organizations chosen for this chart are in the National Credit Union Administration's top 50 federally insured credit unions, in terms of the size of their assets. Fourteen defense credit unions are in the top 5. All rates are as of early March and are subject to change. More about this chart.
Credit Union
Members
Branches
Branches on installations
Mobile banking
Shared branching
Minimum deposit
ATM fee
Foreign ATM fee
Monthly checking fee
Checking interest rate
Low balance alerts
Alaska USA Federal Credit Union
466,096
63
1
Yes
Yes
$5
None
None
$5
.10%
No
America First Credit Union
618,000
103
3
Yes
No
$25
None
$1.50
None
.05%
Yes
Ent Federal Credit Union*
223,544
29
3
Yes
Yes
$5
None
$1.50
$0 to $5
0% to .05%
Yes
Navy Federal Credit Union
4 million+
229
72
Yes
No
$5
None
$1
$0 to $10
.05% to .45%
Yes
Pentagon Federal Credit Union
1.2 million
25
15
Yes
No
$5
$0 to $1.50
Up to 2%
$0 to $10
0%
Yes
Randolph-Brooks Federal Credit Union
415,000
42
1
Yes
No
$5
None
$1
None
.05%
Yes
Redstone Federal Credit Union
356,765
23
2
Yes
No
$5
$3
$1
None
0%
Yes
San Antonio Federal Credit Union
248,649
17
0
Yes
Yes
$5
None
$1
$0 to $10
.10%
Yes
Security Service Federal Credit Union
900,000
70
2
Expected later this year
Yes
$5
None
$1.50
$0 to $6
.05%
Yes
Space Coast Credit Union
238,252
57
1
Yes
Yes
$5
None
$1.50
Not provided
.08%
Yes
Tinker Federal Credit Union
271,536
27
5
Yes
Yes
$5
None
$.75
None
0% to 1.98%
Yes
Tower Federal Credit Union
126,000+
16
5
Yes
No
$5
None
$1
None
.05%
Yes
Vystar Credit Union
428,000
29
1
Yes
No
$5
None
None
None
.10%
Yes
Wright-Patt Credit Union
245,076
24
3
Yes
Yes
$5
None
$.60
$0 to $5
0% to .08%
Yes
Credit Union
Bounced check fee
Overdraft fee
Maximum overdraft fee per day
Car loan interest rates
Car loans in 2012
Credit card interest rates
Credit card late fee
30-year mortgage rates*
Mortgages in 2012
Mortgage approvals in 2012
Alaska USA Federal Credit Union
$20
$5 with overdraft protection
No limit
2.65% to 17.90%
53,404
10.50% to 14.50%

5% of minimum payment

N/A
7,897
71.22%
America First Credit Union
$25
$25
Not provided
2.99% to 18%
56,592
6.99% to 18%
$35
As low as 3.6812%
1,243
Not provided
Ent Federal Credit Union*
$25
$25
N/A
2.99% to 11%
N/A
9.99% to 17.99%; Intro rate 0%
Up to $35
As low as 3.62%
N/A
N/A
Navy Federal Credit Union
$29
Up to $29
$87
1.49% to 5.29%
256,000+
7.99% to 18%; 0% for 12 months
$20
As low as 3.537%
43,870
Not provided
Pentagon Federal Credit Union
$30
$30
Not provided
0.74% to 3.74%
97,539
6.99% to 12.49%
From $0 to $25
As low as 3.6%
12,465
Not provided
Randolph-Brooks Federal Credit Union
$20
$20
Varies
1.9% to 15.5%
35,000
7.7% to 15.7%
$15
As low as 3.86%
5,700
Not provided
Redstone Federal Credit Union
$25
$25
No limit
2.9% to 8.95%
16,104
8% to 18%
$35
As low as 3.728%
2,484
66%
San Antonio Federal Credit Union
$25
$25
No limit
3.65% to 11.70%
28,529
8.90% to 15.50%; Intro. rate 2.90% to 10.90%
$25
5.111% ($100,000 loan)
327 funded
38%
Security Service Federal Credit Union
$27.50
$27.50
No limit
3.25% to 13.45%
115,126
8.75% to 13.75%
$20
As low as 3.912%
866
40%
Space Coast Credit Union
Up to $30
Up to $30
Not provided
1.89% and up
Not provided
5.99% to 17.99%
$30
As low as 3.508%
Not provided
Not provided
Tinker Federal Credit Union
$22.50
$22.50
$135
2.99% to 14.25%
24,535
3.99% to 10.75%
$22
As low as 4.066%
795
53%
Tower Federal Credit Union
Up to $25
Up to $25
No limit
2.29 % to 5.30%
5,167
10.90%
Up to $20
As low as 3.496%
158
47.5% to 56.0%
Vystar Credit Union
$32
$32
No limit
1.75% to 10.50%
25,075
9% to 16%
None
As low as 3.937%
3,970
57.10%
Wright-Patt Credit Union
$25
Up to $25
No limit
1.99% to 10.99%
27,583
6.25% to 17.25%
$20
As low as 3.974%
1,223
Approx. 80%
*INFORMATION COMPILED FROM CREDIT UNION'S WEBSITE. N/A INDICATES THE DATA WAS NOT AVAILABLE.